AXIOM Mutual is committed to protecting and servicing our Members at all stages of the claims process, even before a claim occurs.
Here are just some of the programs we offer to our Members:
To help prevent the spread of fires we help everyone to have a functioning fire extinguisher on location. Did you know extinguishers should be inspected to make sure they are there if you ever need them? We provide FREE Fire Extinguisher servicing to all our Members! Simply call the office and arrange to have your fire extinguishers inspected and serviced.
Due to severe weather events, an aging infrastructure incapable of accommodating excess water flow, and the use of more water using appliances, water damage claims are on the rise.
What are the Common Sources of Water Damage?
Basement flooding from either sewer backup or sump pump failure
Burst pipes from aging or frozen plumbing systems
Leaks and overflowing of domestic water containers such as toilets, sinks, tubs
Leaks and overflowing of domestic appliances such as dishwashers, hot water tanks
Leaks from roof material due to heavy rain or plugged eaves trough
Leak from home’s foundation due to poor lot drainage or failure of weeping tile system
Axiom Mutual Insurance supports loss prevention initiatives and provides a monetary reward to our policyholders who take a proactive approach in protecting their homes. We will reimburse you 50% up to $250 of the cost incurred of installing a backup sump pump for your principal residence. In order to receive your rebate, send a copy of your invoice and the bottom portion of the Backup Sump Pump Rebate form to your agent or broker. We will mail you a cheque for 50% of the expense, up to a maximum of $250 of the cost incurred. Please contact your agent or broker for more details on this program.
Water Loss Prevention Checklist
Outdoors
Clear gutters of leaves and debris at least once a year (late fall)
Make sure your asphalt roof shingles are not worn or curling
Drain the pipe when you pack your garden hose away for the winter
Seal any cracks and holes in exterior walls, joint and foundations
Indoors
On appliances or plumbing fixtures, replace plastic or rubber water lines with flexible steel braided hoses
If you are going away for more than 4 consecutive days, during the heating season, have someone check the heating system daily, or shut off the water and drain the pipes before you leave.
Regularly clean off and dry all surfaces where moisture frequently collects
Properly insulate and ventilate your attic
Regularly check your hot water tank for leaks
Consider connecting your plumbing and heating system to a 24-hour alarm service
In The Basement
Do not cover your floor drains
Store items in plastic storage containers on raised shelving
Check your basement for leaks after a heavy rainfall
Get Professional Help To
Install a sewer backup prevention valve on your homes main line
Create a sump pit and install a sump pump with reliable back-up power
Ensure waste water pipes are not blocked by tree roots
Disconnect downspouts draining directly into the sewer system and redirect them at least 6 feet away from your home’s foundation
Ensure that your lot is graded to aid drainage away from your home
If you have a septic system, have it serviced regularly