Loss Prevention

Loss Control/Loss Prevention

AXIOM Mutual is committed to protecting and servicing our Members at all stages of the claims process, even before a claim occurs.

Here are just some of the programs we offer to our Members:

Loss Control/Loss Prevention

AXIOM Mutual is committed to protecting and servicing our Members at all stages of the claims process, even before a claim occurs.

Here are just some of the programs we offer to our Members:

Fire Extinguisher Program

To help prevent the spread of fires we help everyone to have a functioning fire extinguisher on location. Did you know extinguishers should be inspected to make sure they are there if you ever need them? We provide FREE Fire Extinguisher servicing to all our Members! Simply call the office and arrange to have your fire extinguishers inspected and serviced.

Fire Extinguisher Program

To help prevent the spread of fires we help everyone to have a functioning fire extinguisher on location. Did you know extinguishers should be inspected to make sure they are there if you ever need them? We provide FREE Fire Extinguisher servicing to all our Members! Simply call the office and arrange to have your fire extinguishers inspected and serviced.

Loss Prevention Incentive Program

Due to severe weather events, an aging infrastructure incapable of accommodating excess water flow, and the use of more water using appliances, water damage claims are on the rise.

 

What are the Common Sources of Water Damage?

Basement flooding from either sewer backup or sump pump failure

Burst pipes from aging or frozen plumbing systems

Leaks and overflowing of domestic water containers such as toilets, sinks, tubs

Leaks and overflowing of domestic appliances such as dishwashers, hot water tanks

Leaks from roof material due to heavy rain or plugged eaves trough

Leak from home’s foundation due to poor lot drainage or failure of weeping tile system

Starting in 2025, as part of our commitment to provide our Members with the best service and insurance product, we are excited to also offer our Members a Loss Prevention Incentive Program!

We are offering up to $1000 in incentives to assist with the installation of any of the listed Loss Prevention devices and/or systems on risks that qualify. Further conditions apply and can be reviewed with your Advisor or Broker.

Taking advantage of these Loss Prevention initiatives will better protect the homes and personal contents  of our Members from potential disasters and allow our Members to take a proactive approach as it related to their home and Loss Prevention!

Loss Prevention Incentive Program

Due to severe weather events, an aging infrastructure incapable of accommodating excess water flow, and the use of more water using appliances, water damage claims are on the rise.

 

What are the Common Sources of Water Damage?

Basement flooding from either sewer backup or sump pump failure

Burst pipes from aging or frozen plumbing systems

Leaks and overflowing of domestic water containers such as toilets, sinks, tubs

Leaks and overflowing of domestic appliances such as dishwashers, hot water tanks

Leaks from roof material due to heavy rain or plugged eaves trough

Leak from home’s foundation due to poor lot drainage or failure of weeping tile system

Starting in 2025, as part of our commitment to provide our Members with the best service and insurance product, we are excited to also offer our Members a Loss Prevention Incentive Program!

We are offering up to $1000 in incentives to assist with the installation of any of the listed Loss Prevention devices and/or systems on risks that qualify. Further conditions apply and can be reviewed with your Advisor or Broker.

Taking advantage of these Loss Prevention initiatives will better protect the homes and personal contents  of our Members from potential disasters and allow our Members to take a proactive approach as it related to their home and Loss Prevention!

Loss Prevention Incentive Program

sump pump backup system

Sump Pump Backup Systems: Installing a backup sump pump can help prevent basement flooding during heavy rains or power outages.

Check Valves: Installing check valves in plumbing can prevent backflow and mitigate water damage during heavy storm events. This proactive measure helps keep a home dry and reduces the risk of flooding claims.

Generator Installations and Hook-Ups: Power outages can leave a home vulnerable to flooding or other damage. A standby generator keeps essential systems like a sump pump and heating operating, reducing the risk of damage. We are offering incentives for Members who install or upgrade their generator systems.

Automatic Water Shut-Offs: An automatic water shut-off valve detects water either by monitoring flows in the pipe or by detecting water on the floor. When flow is irregular or moisture is detected, the valve will shut off the water supply to the home. These can prevent a significant amount of the damage that water leaks cause.

Water Level Sensor: These devices measure the liquid level in a container and alert a homeowner to the potential of an overflow.

Water Loss Prevention

Water Loss Prevention Checklist

Outdoors

Clear gutters of leaves and debris at least once a year (late fall)

Make sure your asphalt roof shingles are not worn or curling

Drain the pipe when you pack your garden hose away for the winter

Seal any cracks and holes in exterior walls, joint and foundations

 

Indoors

On appliances or plumbing fixtures, replace plastic or rubber water lines with flexible steel braided hoses

If you are going away for more than 4 consecutive days, during the heating season, have someone check the heating system daily, or shut off the water and drain the pipes before you leave.

Regularly clean off and dry all surfaces where moisture frequently collects

Properly insulate and ventilate your attic

Regularly check your hot water tank for leaks

Consider connecting your plumbing and heating system to a 24-hour alarm service

 

In The Basement

Do not cover your floor drains

Store items in plastic storage containers on raised shelving

Check your basement for leaks after a heavy rainfall

 

Get Professional Help To

Install a sewer backup prevention valve on your homes main line

Create a sump pit and install a sump pump with reliable back-up power

Ensure waste water pipes are not blocked by tree roots

Disconnect downspouts draining directly into the sewer system and redirect them at least 6 feet away from your home’s foundation

Ensure that your lot is graded to aid drainage away from your home

If you have a septic system, have it serviced regularly

Water Loss Prevention

Water Loss Prevention Checklist

Outdoors

Clear gutters of leaves and debris at least once a year (late fall)

Make sure your asphalt roof shingles are not worn or curling

Drain the pipe when you pack your garden hose away for the winter

Seal any cracks and holes in exterior walls, joint and foundations

 

Indoors

On appliances or plumbing fixtures, replace plastic or rubber water lines with flexible steel braided hoses

If you are going away for more than 4 consecutive days, during the heating season, have someone check the heating system daily, or shut off the water and drain the pipes before you leave.

Regularly clean off and dry all surfaces where moisture frequently collects

Properly insulate and ventilate your attic

Regularly check your hot water tank for leaks

Consider connecting your plumbing and heating system to a 24-hour alarm service

 

In The Basement

Do not cover your floor drains

Store items in plastic storage containers on raised shelving

Check your basement for leaks after a heavy rainfall

 

Get Professional Help To

Install a sewer backup prevention valve on your homes main line

Create a sump pit and install a sump pump with reliable back-up power

Ensure waste water pipes are not blocked by tree roots

Disconnect downspouts draining directly into the sewer system and redirect them at least 6 feet away from your home’s foundation

Ensure that your lot is graded to aid drainage away from your home

If you have a septic system, have it serviced regularly