Document Library

Coverage CodeTitleEffective Date*Link
ED-0040-0124Additional Rebuilding Cost Basis of Claim Payment01/01/2024
ED-0050-0124Guaranteed Rebuilding Cost Basis of Claim Payment01/01/2024
EO-0700-0624Power Fluctuation Coverage Residential Endorsement01/06/2024
EO-0820-0424Life Lease Extension Endorsement01/04/2024
ED-0005-0924Combined Limit Extension Endorsement01/09/2024
OAP 1Ontario Automobile Policy01/01/2024
PP-0600-0118Farm Policy Multi-Residential01/01/2018
EM-0650-1217Agribusiness Mobile Farm Machinery & Equipment Form01/12/2017
EO-0085-0519Farmers’ Accident Insurance01/05/2019
ELV-1110-1217Agribusiness Livestock Form01/12/2017
ELI-0965-0118Farm Liability Coverages – Coverage H01/01/2018
ELI-0010-1216Non-Owned Livestock Liability Endorsement01/12/2016
ELI-0005-1217Farmers Tenants Legal Liability01/12/2017
CMF-0210-0715Additional Ag Contractors01/07/2015
ELI-0065-1210Additional Property Damage Exclusion01/12/2010
EO-0985-0125Data Compromise Coverage Endorsement-Response Expenses & Defence01/01/2025
ECC-0055-0609Comprehensive Dishonesty, Disappearance & Destruction Coverage Form01/06/2009
EO-0016-0419Earthquake Endorsement01/04/2019
ELI-0050-1210 Limitation of Liability01/12/2010
1018Employee Benefits Liability Extension Endorsement01/10/2018
EO-0865-0117 Equipment Breakdown Coverage Endorsement-Commercial01/01/2017
EI-0690-0609Extended Loss of Income Coverage-Actual Loss Sustained01/06/2009
EO-1015-0915Flood Coverage Endorsement01/09/2015
CMF-0300-0317GARAGE Additional Agreements – Garage Automobile – Aggregate Limit01/03/2017
ELI-1005-0317GARAGE Hoist Collision Extension Endorsement01/03/2017
CMF-0020-1218Installation Coverage Form01/12/2018
EI-0600-0111Loss of Income – Earnings – No Coinsurance Coverage Endorsement01/01/2011
EO-0740-0517Miscellaneous Property Endorsement – Broad Form01/05/2017
ECC-0025-0521Money and Securities – Robbery Coverage – Inside and Outside01/05/2021
ECC-0035-0821Money and Securities Rider – Broad Form01/08/2021
AX-PP001Proprietor Partners Extension Endorsement01/01/2025
CMF-0025-1218Sewer Septic Tank Floor Drain or Sump Backup Coverage -Commercial01/12/2018
EO-A013-0516Tenants Restriction Endorsement01/05/2016
ECM-1130-1217Transportation Form01/12/2017
EO-0150-0517Warehouse Operator Coverage Form01/05/2017
EO-0825-0424Common Elements Condominium Corporation Extension Endorsement01/04/2024
EO-0835-0424Vacant Land or Leasehold Condominium Corporporation Assessment Endorsement01/04/2024
EO-0870-1024Identity Fraud Endorsement01/10/2024
EO-1020-0124Water Protection Endorsement01/01/2024
EO-1025-0124Water Backup Coverage Endorsement01/01/2024
EOB-0620-0424Private Residential Building Under Construction Endorsement-Comprehensive01/04/2024
EOB-0625-0424Private Residential Building Under Construction Endorsement- Named Perils01/04/2024
EOB-0630-0424Private Residence Under Renovation Endorsement-Comprehensive01/04/2024
EOB-0635-0424Private Residence Under Renovation Endorsement-Named Perils01/04/2024
PP-1050-0125Tenant Named Perils Policy01/01/2025
PP-1055-0125Tenant Comprehensive Policy01/01/2025
PP-1701-0125Residential Homeowners Named Perils Policy01/01/2025
PP-1702-0125Residential Homeowners Broad Policy01/01/2025
PP-1703-0125Residential Homeowners Comprehensive Policy01/01/2025
PP-1704-0125Residential Homeowners Limited Named Perils Policy01/01/2025
PP-1705-0125Residential Condo Unit Owners Comprehensive Policy01/01/2025
PP-1710-0125Residential Condo Unit Owners Named Perils Policy01/01/2025
OPCF 2Providing Coverage When Named Persons Drive Other Automobiles or Rent or Lease Other Automobiles01/01/2024
OPCF 3Drive Government Automobiles01/01/2024
OPCF 5Permission to Rent or Lease Automobiles and Extending Coverage to the Specified Lessee(s)​01/01/2024
OPCF 5CPermission to Rent or Lease (unspecified lessees- short term leases only)​01/01/2024
OPCF 6BSchool Bus01/01/2024
OPCF 6CPublic Passenger Vehicles01/01/2024
OPCF 6FPublic Passenger Vehicles – Combined Limits01/01/2024
OPCF 16Suspension of Coverage01/01/2024
OPCF 17Reinstatement of Coverage01/01/2024
OPCF 19Limiting the Amount Paid for Loss or Damage Coverages01/01/2024
OPCF 19AAgreed Value of Automobiles01/01/2024
OPCF 20Coverage for Transportation Replacement01/01/2024
OPCF 21AMonthly Basis Reporting Fleet (Applicable to Ontario licensed automobiles)​​01/01/2024
OPCF 21BBlanket Fleet Coverage for Ontario Licenced Automobiles01/01/2024
OPCF 23ALienholder Protection01/01/2024
OPCF 23BMortgage – Broad Form01/01/2024
OPCF 25AAlteration01/01/2024
OPCF 27Liability for Damage to Non-Owned Automobile(s) and Other Coverages When Insured Persons Drive, Rent or Lease Other Automobiles​ (2)01/01/2024
OPCF 27BBusiness Operations – Liability for Damage to Non-Owned Automobile(s) in Your Care, Custody or Control​01/01/2024
OPCF 28Reducing Coverage for Named Persons​01/01/2024
OPCF 28AExcluded Driver​01/01/2024
OPCF 29Additional Coverage For Named Person(s)​01/01/2024
OPCF 38Agreed Limit for Automobile Electronic Accessories and Equipment​01/01/2024
OPCF 40Fire Deductible​01/01/2024
OPCF 43Removing Depreciation Deduction​01/01/2024
OPCF 43ARemoving Depreciation Deduction for Specified Lessee(s)01/01/2024
OPCF 44RFamily Protection Coverage​01/01/2024
OPCF 47Agreement not to Rely on SABS Priority of Payment Rules01/01/2024
OPCF 48Added Coverage to Offset Tort Deductibles​01/01/2024
OPCF 49Agreement Not to Recover for Loss or Damage from an Automobile Collision (for Ontario Automobile Policy OAP 1)01/01/2024